George and Angie want a loan for Carmen's schooling, but they find out they have bad credit when they go to the bank. He says that can't be right, but he finds out that it actually is another George Lopez, who owns a skateboard shop. When he finds him, he is shocked to find they have the same birthday, social security number and father. It is George's half brother. He says he came from a poor family and has no money, and dropped out of high school. But the bank calls and syas Arizona State University needs him to pay back his student loan. When he confronts the other George, he finds that his father was actually rich, and that he just needed money. He understands when George makes him leave. In the end, Angie answers the phone and says it is George's father, and that the other George gave him their number. George gets up, picks the phone up, and hangs it up.