Subprime

The year is 2001 and both David's life and the mortgage industry are in balance. After the attacks on 9/11 the stock markets shut down for over a week marking its biggest decline since the great depression. America's economy is in the tank and the mortgage industry's response is easy lending and easier money. It was the dawn of the biggest boom in the mortgage industry's history and a young and naive David Martin was interviewing at a chop shop brokerage called Empire Funding. Once hired, David joins an unsavory group of unethical mortgage brokers led by Empire's manipulative and controlling owner, Michael Banco. It is here where David is exposed to the mortgage industry's veritable group of crooks, cons and cheats - Realtors, Appraisers and Investors - and they all have a con of their own. David is soon faced with the decision of abandoning what he knows is right, for big money and a sense of self worth and accomplishment. Using Michael Banco's list of underhanded rules to get ahead called the Brokerage Bible of Banco, David finds a lucrative career in Empire Funding and a mentor in Michael Banco. As each day passes within Empire's walls, David's con game grows bigger and the stakes grow higher - until he's dug himself too deep.